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11-Oct-2019 01:08

Here are the top things you need to know before you consolidate your debt: But here’s the deal: Debt consolidation promises one thing but delivers another.That’s why dishonest companies that promote too-good-to-be-true debt-relief programs continue to rank as the top consumer complaint received by the Federal Trade Commission.The solution requires you to roll up your sleeves, make a plan for your money, and take action! When my wife and I were in debt, we were researching every way possible to get out of it and to do so quickly.Pay attention here, because these crafty companies will stick it to you if you’re not careful.We’ve already covered consolidation: It’s a type of loan that rolls several unsecured debts into one single bill. Debt settlement means you hire a company to negotiate a lump-sum payment with your creditors for less than what you owe.

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A decent portion of our debt was credit card debt that we were paying a high interest rate on.You consult a company that promises to lower your payment to 0 per month and your interest rate to 9% by negotiating with your creditors and rolling the two loans together into one. Who wouldn’t want to pay 0 less per month in payments?



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At the beginning of this year, I left my job in event planning and sales to work alongside my husband at our niche gym facility, Center of Restorative Exercise (C. I have attempted to write this blog three different times and re-reading each post sounds more like a long therapy session I had with myself than anything worthy of sharing.… continue reading »


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