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Budget: A financial plan for saving and spending money.

Charge Card: A card that requires payment in full upon receipt of the statement.

Credit: A promise to pay later for goods or services purchased today.

Credit Bureau: A company that gathers information on consumers who use credit and sells that information in the form of a credit report to credit lenders. Credit Card: A card issued by a bank or lender, on behalf of the party named on the card, which can be used instead of cash or checks authorizing payment for goods and services.

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Credit Score: A computer-generated number, based on a statistical model that summarizes an individual's credit record and predicts the likelihood that a borrower will repay future obligations.Credit Limit: The maximum amount of money that can be charged on a particular credit account.



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