Re consolidating consolidated student loan


21-Jul-2020 13:43

Under the Direct Loan Consolidation Program, you can consolidate just about any type of federal student loan into a new Direct consolidation loan.Loans that are not eligible for consolidation include state or private loans that are not federally guaranteed.If you still want to consolidate, you don’t have to include all of your eligible loans.The Department gives this example: If you have both Direct Loans and other types of federal student loans, and you have been making payments toward public service loan forgiveness on your Direct Loans, you should not consolidate your Direct Loans along with your other loans.

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You do not have to pay a fee or pay someone to help you get a government consolidation loan.Whether you are current on your loans or in default, you should consider the pros and cons of consolidation before starting the process.